AllClonesGroup.Com - Features

PayClone Features

Here are the main features of our Paypal clone software. This page will be updated as we add or modify new features.

End User Features

Features	Explanations
Registration	Choose US Residents or Non-US Residents Choose from Personal, Business, or Premier Accounts Prevents automated sign-up by entering access code Checks if Email is correct format & if already being used Ban registration using same email address Ban or allow registration using certain IP address Ban or allow registration using certain domain names Double checks password and Email Allows for entering password retrieval question and answer Must agree to Terms before submitting registration
Login	Login using Email address Encrypted Password Password Reminder (uses question and answer from user) Automatically logs out member if inactive for more than 15 minutes (editable) Supports SSL (Recommended) Account Lockdown - User's account will be locked down if member fails to login 5 consecutive times and email will be dispatched to account holder. Member must then login and a second email with a 10-15 digit code will be sent. Code must be entered in the screen before user is able to use their account.
Account Overview	Member must verify Email prior to send, receive, deposit or withdraws funds Member Status (Bank, Card, Home,Phone (BCHP)) Current Balance Allows for multiple emails (Total 20) they can receive funds under Allows for multiple credit/debit cards Allows for multiple checking/savings (bank) accounts Last 7 Transactions View Add bank, credit card, verify address and email notification If maintenance page activated, will output the message to user If account update is required, will give user chance to upgrade their account Advert can be shown to members before they can view account overview
Send Money	Send to member's main Email address or their additional Email addresses. Non-members will be notified to create an account. Funds sent to a members unverified Email address will not reflect to their account until Email is verified Send money by choosing funding option including credit/debit cards, bank account (eCheck) or account balance (only verified cards or bank accounts will be used to send funds using that option) Choose to provide verified or unverified shipping addresses when sending funds (or none) Checks balance before transfer Notes, comments or instructions to recipient Confirms amount of transfer Confirms if recipient is existing member Shows you recipients member profile before continuing including account creation date, account status, if verified, company or personal account name and buyer reputation (total successful payments received) Notification via Email of transfer sent to your and funds received sent to recipient Auto cancelled payment if noone accepts payments Send payments in multiple currencies such as Euro, British Pounds, Chinese Yuan. Admin sets rates and types unlimited currencies User is limited to sending amount if not verified
Request Money	Request money from multiple users Notifies new users to sign up or enter email address as secondary on existing account Notifies registered users On-hold funds automatically reversed after 14 days
Escrow System	Useful for programmers, web designers & graphic designers Guarantees money is sent for the seller Money won't reflect to seller until both parties have agreed work is finished
Deposit Money	Deposit using VERIFIED bank account Deposit using check (mailed) INSTANTLY deposit using VERIFIED credit/debit card Confirms before depositing funds Notification of deposit sent via Email
Withdraw Money	Withdraw using VERIFIED bank account Option for same-day withdrawal using bank account (explained) Withdraw by check using VERIFIED home address Confirms before withdrawal of funds Notification of withdrawal sent via Email
Transaction History	Shows type (transfer, withdraw or deposit and to WHO), time & date, amount, status (completed, pending, refunded) and current balance of that particular transaction Ability to refund payments received within 30 days of transaction Details shows transaction number Details shows sender comments and shipping address (whether verified or unverified) Transferred funds shows funding option Shows Email address and name of recipient's account Search by date or email address Enter tracking number for shipped items (proof incase of dispute) Users can create and customize packing slips for orders Transaction reversals
User Profile	Add/confirm/delete mailing address (total 20 addresses) & shows status Add/confirm/delete Email address (total 20 addresses) & shows status Add/confirm/delete credit or debit cards (total 20) & shows status Add/confirm/delete bank accounts (total 20) & shows status Add/modify company information (if business account): service Email, service phone number and company website address (shown in member profile) Add/modify contact information: home, work or fax numbers View subscriptions to your and by you including edit subscription payment type, cancel subscription Change member sending, receiving and payment preferences Change & confirm password
Close Account	Member can request to close their account. Admin can either honor their request or cancel should the need arise.
Support Tickets	Simple, easy to use Member enters issue and subject Admin notified and replies from Admin Area

Account Verifications

Features	Explanations
Email Verification	Member must verify their Email address, either main Email or addition before they are able to receive funds using that Email address User is sent 10-20 digit random code for verification Funds sent to unverified Email address will be pending until recipient verifies Email address Member can delete email addresses
Credit Card Verification	Member may add total 20 credit or bank cards into their account Gateway checks the credit / bank cards billing address and zipcode against the card issuer's database 1. If member address & zipcode DOES match that of the card issuer's database, the card will have status "Verified" and user may use that card 2. If member address & zipcode DOES NOT match that of the card issuer's data, the card will be charged a random amount from $.01 to $1.00 and given the status "Unverified" and user may NOT user that card 2.a Member must check their statement or Online billing statement for the random charge amount and verify it 3. Member has 5 tries to verify the card Gateway checks the credit / debit card's CVV2 number Auto notify users when credit card is about to expire 30 and 14 days before and automatically disables expired card Expired status for member's credit cards Expired credit cards can be updated by member Member can delete credit cards, but still enable security check by the system
Bank Account Verification	Member enters bank account number and ABA routing number Script will generate two (2) random numbers from $.01 to $1.00 Administrator sends this information using their ACH account Member receives the credit/debit which must be entered simultaneously into their account to verify Member has 5 tries to verify the bank account Member can delete bank accounts, but still enable security check by the system
Home Address Verification	Member submits request for address verification Member sends or faxes copies of his photo id and document with his address Script generates 10 digit verification code the admin sends to the address Member enters verification code and home address verified for shipping purposes Member address could also be verified by adding a credit card and passing the AVS check

Merchant Features

Features	Explanations
Instant Checkout	2Checkout/iBill type of buyer checkout. This feature allows for the buyer to purchase the seller's product without having to sign-up for an account. Works similar to 2checkout or iBill checkouts. Works with shopping cart Fast checkout Seller credited instantly
Virtual Terminal	Seller can run credit cards manually. Works similar to a virtual terminal Works well with faxed, phoned or mailed in orders Fast checkout Max amount to process per month set in admin Seller credited instantly
Subscriptions and Auto-Bill	Choose subscription billing cycle Ability to set odd number of date for billing Stop number of billing installments Buyer chooses funding option Notifies seller and buyer if subscription has failed Retries billing subscription after 2-3 days If subscription fails 3 times consecutively, script will cancel subscription and notifies buyer and seller of status Can run every night automatically or manually Notifies buyer and seller when payment has been made Enter additional one time setup fee Easy button creator
Secure, Single Item Checkouts	Easy payments Useful for tangible items Enter additional one time setup or shipping fee Secure, buyer cannot change prices Easy button creator
Shopping Cart	Javascript based Unlimited cart items Easy checkout Fully customizable
Member Checkout	Easy checkout Choose funding options for payment Notifies seller via xIPN and Trans Retrieval Noties Seller, Buyer and Admin of transaction Checks buyer's balance Checks seller preferences for accepting payments Buyer protection feature added. Give buyers the option to purchase insurance for their purchases. Charge a percent of the total amount of the item

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